Diversified Loan Programs 2021-10-26T07:25:30-07:00

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Speed

Simple… Speed is Essential. We close fast.

Value

Upfront Fair Pricing to best work with your clients and your hard money lender deals.

Reliability

We build partnerships founded on trust, reputation and meeting your goals.

Fast, Flexible Financing Products

Our flexible financing solutions succeed where others do not. Gold Eagle Capital works hard to meet your goals while ensuring fair pricing, quick closings and reliable funding.

This information is intended for use by licensed lending, hard money lenders & real estate professionals only and is not to be distributed to the public. Gold Eagle Capital is not a direct lender. This is not to be construed as an offer to lend.

NATIONWIDE BUSINESS PURPOSE LOANS

Investment loans in all states.

Purchase / Refinance

  • Loan to purchase – up to 75%
  • Term: 12-36 months
  • 65% LTV Cash-Out
  • Owner-Occupied considered with Business Purpose
  • Reserves = 6m PITI + Fees (2 months bank statements)
  • Interest Only Payments
  • No PPP

Fix n’ Flip / Rehab

  • 75% of purchase plus 100% rehab costs
  • Term: 12 months
  • Not to exceed 70% of as-completed value
  • Rehab loan fees: 1% of rehab loan amount + $350 Escrow admin + $200/ inspection

New Construction

  • 75% of Total Construction Cost (Hard & Soft)
  • Term: 18 months
  • No Income Qualification
  • Minimum FICO 620
  • No Pre-Payment Penalties
  • Addl. Fees: 1% of Loan Amount + $350 Escrow Admin + $200/ Inspection

Apartments (5+ Units)

  • 75% LTV Purchase or R/T
  • 65% LTV cash-out
  • Term: 12-36 months

2nd Trust Deeds

  • Up to 65% CLTV Cash-out refinance
  • Term: 12 months
  • Interest Only
  • No pre-payment penalties

Foreign Nationals

  • Up to 60% LTV
  • Term: 12-36 months
  • FICO not req.
  • Passport, US Visa &  2m Bank Statements

General Hard Money Guidelines*

  • Business Purpose Only
  • Owner-Occupied considered for business purpose
  • Fast 7-10 Day Close
  • Fixed Rate, interest only payments
  • No Prepayment Penalty
  • 650 and Better Credit Score
  • 12 to 18 Month Terms
  • $3 Million Maximum Loan Amount / Commercial Loans have No Loan Amount Limit
  • BPO OK if under 60% LTV
  • Fees: $1,450 underwriting + $650 doc fees

Loan-to-Value ratio (LTV) = Loan Amount divided by lesser of the Sales Price or Appraised Value.

Rates, Fees, and Programs are subject to change without notice.

Commercial Loan programs, guidelines, requirements, and fees may differ.

*Subject to change without notice. Consult with us today to get upfront pricing and requirements on your specific deal.

Over 1,500+ properties and $200+ million funded

Loan Amount $850,000

Loan Amount $765,000

Loan Amount $625,000